Baccarat is a popular casino card game that is available in brick-and-mortar, online and mobile casinos around the world. The game is made by Real Time Gaming and is available at Casino Midas for New Zealand players, allowing this centuries-old game to be enjoyed by all players. Its exact origins are contested, but it is most commonly believed to have originated in Italy in the Middle Ages. The name “baccarat” is French for the Italian word “baccara,” meaning “zero,” an allusion to the zero value attributed to ten and face cards in the game. Baccarat was brought to France in the late 15th century by soldiers of King Charles VIII, during the Franco-Italian war. The French variation, Chemin de Fer, spread to Europe where it was adapted and then to the US in the 1910s. The game was traditionally popular with the upper class; however, today, the freedom to play online baccarat makes it available to all players. Baccarat is a simple game to learn how to play and its similarity to blackjack makes it a familiar yet exciting option.
There are a number of variations of baccarat, generally based on the area of the world in which it is played. Chemin de Fer refers to the French and Spanish variants; European baccarat is known as Banque, while the American version is known as Punto Banco.
Chemin de Fer offers players a more active role, giving everyone the option to shuffle the cards, though dealing is performed in turn by every player, one at a time in a clockwise arrangement. Whoever deals cards should also follow directions from the croupier, passing the role on if they make an unsuccessful bet.
Baccarat Banque is similar to the above, though one player stays on as dealer and banker. All rules of drawing and turning are identical as in the Chemin de Fer variation. The croupier generally chooses the player with the highest bet or the first person on their right-hand side.
In Punto Banco, between four and six decks are used (with the jokers removed), at either big or mini tables (the difference being that the croupier deals cards as directed by specific rules, and in mini-table games, players have no more input than betting on one of three potential outcomes.
The aim of baccarat is to correctly bet on which hand will score closer to nine without going over – the banker or the player. The rules of the game are simple: each card has a value that is added to the other cards in a hand to achieve a total hand value. Cards are valued at their face value, except for tens and face cards which are valued as zero. Ace is valued at 1.
Players have a choice of three bets to play – on the banker, the player or a tie. The bet must be placed on the marked section of the table. Once the bets have been placed, you will be dealt two cards face up and the dealer will also be dealt two cards face up. A third card may be dealt, according to the casino’s house rules. The player’s hand is completed first. If the player’s hand total equals 0-5, you are dealt one more card, on a hand total of 6-7 you stand and if you have a hand total of 8 or 9, this is referred to as a natural and you stand.
The dealer’s hand is then completed. The rules for the banker drawing a third card depend largely on the hand total of the player and whether the player holds two cards or three cards. The third card will be dealt automatically if the house rules demand it.
When you play online baccarat at Casino Midas for New Zealand players, you can win for a successful bet on one of the three options available. If you bet successfully on the player, you will win even money; if you bet successfully on the banker, you will win even money minus a 5% commission and if you bet successfully on a tie, you will win 9 to 1.
Online Baccarat: the Live Option
The first live dealer casino games were launched in 2003. These games use webcam technology to stream real-time videos of dealers playing the games live in a land-based studio. Live baccarat is an exciting variation of the game, with a twist. You can enjoy all the benefits of playing from the comfort of your own home online, while at the same time being able to watch a live dealer handling the cards. Live baccarat games even offer a chat facility, so you can talk to the dealer as if in real casino.